Call your insurance agent, give the address and ask. It is all about the elivation of the property. Without the address, we Realtors can't give you a definative answer.
If you are asking the question, so will poential future buyers unless you can prove that NO flood insurance is needed. With that proof, the concern is gone.
Lee Ann Melancon, Your 2013 Five Star Award Winning Agent
Broker Associate, ABR, SFR, SRES
RE/MAX Preferred Professionals-Bridgewater