Asked by Bryant, Raleigh, NC • Sun Jan 13, 2013
My fiance and myself have been pre qualified for a home loan of up to 200k thru NC Credit Union. They want 5% down payment which we are having trouble with. We went thru the credit union because they are not "credit score driven" therefore allowing both of us to use our income in the home loan calculations, instead of just my own (since my fiance's credit score is not great). My question is, are there any programs, grants, etc that can help with down payment, while still allowing us to use the credit union since they do not have any down payment programs?
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