Asked by Matt, Salt Lake City, UT • Tue Jan 27, 2009
My fiance and I are able to qualify for a lot of house based on our income and my credit score. We would much rather buy a pre-built house than have to build a new one. The only thing that is holding us back is the down payment. Say someone is asking $275K for a house. As far as the seller is concerned, is there a difference between a buyer offering $255 for the house and a buyer offering to buy the house for $275, but to have the seller pay the down and closing costs? Might be a dumb quesiton, but what are you going to do?
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