I have noticed that you have filed several real estate related questions on Trulia in the last couple of weeks.
It appears that you could be best served by engaging an experienced Realtor to assist you with your many concerns and questions. Yes, there have been many responses posted to your questions and most have been reasonable answers. A local Realtor working for you probably will be a better, quicker, source that will respond to questions particular to your needs.
Keyes Real Estate can provide a number or resources as we have mortgage, title, and insurance departments in house, plus, associations with a variety of other business' that handle inspections, moving, short sales, credit, home warranty, security and even immigration services.
If this holds interest to you, please contact me to set a meeting at my office.
Dan Dohrn, Realtor, Keyes Real Estate