Yes, lenders can work with fixed income. On the other hand, how low is your credit? Lenders like myself can go as low as 580 when it comes to credit scores. So if you are above 580, you should be fine. Otherwise I recommend that you work on your scores. Of course, your other finances will need to be in place as well including your income, debt, assets, employment, expenses, etc. The best thing for you to do is to speak with a knowledgeable lender like myself to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!
Sr. Mortgage Banker
NMLS # 659743