Many Mortgage Brokers work with several lenders. Chances are good if you go to a Mortgage Company (and not a big lender like the big banks), they will be "arranging" financing using another bank's money. This type of mortgage company can often give you more flexible results, because they have the programs of different banks and not just 1. I would be happy to provide you with some names.
Let me know if I can answer any questions, or be of further assistance.
Garrett Realty, LLC