With any builder I would advise that you get an approval from a lender of your own choosing, and use your real Estate Agent as well. many builders have relationships with lenders and title companies, and forcing you to use them is illegal. I always think people should use an agent even when buying a home from the landlord or relative just to make sure the contract is correct. When buying from a builder it makes sense always as well.
My program requires that all properties are fully inspected before closing for the protection of the buyer. I had a new home last year in which the inspection revealed a cracked beam in the attic. A typical walk through probably would not have caught that, and I hate to think what would have happened otherwise.
My program also requires no down payment, closing costs, mortgage insurance or perfect credit. You can find out details at http://www.naca.com.
In order to get started you just need to attend an orientation to learn about the program and how to get approved ASAP. I am giving the next one, the information is below.
Christian Stronghold Baptist Church
Time: 9:00 AM - 1:00 PM
6810 Samuell Blvd
Dallas, TX 75228
Mortgage Counselor - NMLS 280951