Asked by Josiecat, Wisconsin Dells, WI • Wed Apr 29, 2009
Do you think my boyfriend and I could get approved for a 30 year mortgage? We would like to purchase a house $100,000 or under.
I don't know if we could get approved as my boyfriend has so-so credit and I am self-employed. I have $18,000 in the bank, my credit score is 715. I have been self-employed for the last 2 years and make about $20,000 a year. My boyfriend has so-so credit (score of 695 credit score) as he has had trouble in the past with paying his car payment however he now has his car paid off. We would like to move to California (All of my family is there) so he would be going there without a job (however he has been employed by the same company for over 20 years). Do we have any chance of being approved to purchase a house? We have no credit cards or debt or any school loans. We have both our cars paid off and $18,000 in the bank saved.
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