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Saul Garcia, Real Estate Pro in Chicago, IL

Do you need a social security number to buy a house cash, in Chicago?

Asked by Saul Garcia, Chicago, IL Mon Jul 8, 2013

Client just old me that he does not have a social security number. What IDs are acceptable to bring to the closing?

Thank You in advance for all your responses.

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Hola Saul , solo necesitas el pasaporte de tu pais es lo aceptable en Illinois como documentacion , no necesitas un seguro social
1 vote Thank Flag Link Mon Jul 8, 2013
Flag Mon Jul 8, 2013
Hi Saul,

I do not believe that you need a SSN to purchase a house with cash since foreign nationals can own property in the US but because of the Patriot Act I am not sure what requirements you would need to clear with paying cash. A good real estate attorney would be able to answer this.


2 votes Thank Flag Link Mon Jul 8, 2013

The title company will require a passport as form of ID.
1 vote Thank Flag Link Tue Jul 9, 2013
Govt issued ID or Passport from country of origin should be enough, but do consult with a Real Estate Attorney.
1 vote Thank Flag Link Mon Jul 8, 2013
If you are paying with $50,000 or more the money must be wired in, not a cashier's check. Title companies do not take actual "cash". You will need a government issued ID to have some paperwork notarized. However, talk to a real estate attorney about you particular situation.
1 vote Thank Flag Link Mon Jul 8, 2013
Dear Saul,

At my closing this year my clients have only had a valid stat issue ID for the two cash closing I did in May.
0 votes Thank Flag Link Tue Jul 9, 2013
I dont believe so since a lot of foreign investors do this,but not sure how it works with citizens. I would speak to your attorney.
Web Reference: http://Americorpre.com
0 votes Thank Flag Link Mon Jul 8, 2013
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