Asked by Lisa Grajales, Pinellas County, FL • Fri Feb 5, 2010
FHA inspector noted mold issue on floor in bedroom due to french doors being installed backwards allowing water to get in on wood floor. The bank required us to fix (have doors taken out put windows in and all wood with mold damage replaced. in order to close. We did that with great reservations of putting money into something we had not closed on. They assured us it would be ok, as everything was done and we would close once repairs were done. So thats what we did. After all that they then said we now need to get mold remediator out for air sample. so we did that, and the reports on air samples showed some high counts Mold remediator inspector said it was know big deal to treat,so we ask the bank to get us a Lender Required repair letter to submit to seller (bank) they kept us hanging for 2 weeks and came back to say they were denying our loan because they didnt want to take risk. This is an FHA Loan and the Bank said they were going to put on report to FHA the denial was due to appra
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