Asked by melia, 94041 • Thu Jan 31, 2013
I'm looking to purchase my first home. Though I'd love a SFH, my price range is in the 700k range and for Mountain View, that will most likely limit my options to a townhome. I love MV and work here too, though I'm looking at Sunnyvale as well.
I've got a comfortable income at 250k, no debt and looking to down about 15%. From what I've seen on msg boards, lots of offers are going in with more cash on hand and lots of multiple offers. I'm shopping around for a mortgage. Will multiple loan applications reflect negatively on my credit? Does being pre-approved still matter in this market?
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