Asked by Tyler, Sheridan, WY • Mon Nov 3, 2008
Our bank quoted us a 7.25% loan that was an FHA loan with 3% down. My wife has a 773 FICO score and I at a 673, we have good credit history, good paying stable jobs and our debt-to-income isnt bad at all. I have been looking at rates all weekend and seeing them in the mid six percent area. ANother website said for the state of wyoming that the highest it had found in wyoming was a 8.0% and the lowest being a 6.0% for an FHA. So why is my bank taking me to the cleaners? Is 7.25% reasonable? Am I being unreasonable?
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