Banks typically use the Broker Price Opinion (BPO) to evaluate the condition of the property. A BPO is a process by which the subject property is evaluated on a visual basis for any obvious defects and is compared to the competition in the area. This is what the bank will use to determine offer price of the property and to help establish the overall condition of the home.
Unless a previous buyer who did not purchase the property completed a home inspection, termite report, etc. that can be provided to you, the bank typically does not perform these types of inspections before putting the home on the market.
I woud contact your Reattor to see if the agent listing the property had recieved any previous offers where inspections were completed and to see if those reports, if any, could be forwarded to you.
Alain Pinel Realtors