Asked by Chris, Beverly Farms, MA • Wed Feb 13, 2013
My wife and I are (or hopefully will soon be) first-time home buyers, and I have a high enough income that we could comfortably afford the mortgage payments, but we don't have enough saved up for a 20% down payment and our bank requires 20% down for all jumbo loans. I realize that this is the standard for most of the major banks, but is it a universal requirement?
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