No you don't need a credit score for an ALL CASH purchase where the funds are coming from your savings, checking, or retirement, or investment accounts. IF any portion of your cash funds are from a mortgage, you WILL need to complete the credit worthiness underwriting process with a lender. Please email me if you would like further assistance with the Atlanta market.
There are many beautiful areas in Atlanta. If you are looking for a Manhattan experience in Atlanta, Midtown and Buckhead are where you need to be. If you are looking for a Long Island or local Borough experience, one of the surrounding suburbs may be best, be it a home or townhome, similar to a Brownstone.
Ricky Rucker - MBA, Realtor