Asked by ashleym_bevans, Rancho Cucamonga, CA • Mon Nov 26, 2012
I am currently renting at 1740 a month in Rancho Cucamonga. I am looking towards buying within the near future but know that I must first secure a down payments saved up and work on paying down some other debts to improve my credit score. My credit score is in the 600s. I currently make $76,000/year with annual raises. Any advice on where/how to start this process? My lease is almost up and i'd prefer to know my options before signing a new lease. I know there are first time home buyer programs, and FHA loans which may be most appropriate for my credit situation, etc., but i get so much info from so many different sources that I am confused as to where to even start. Is it recommended that I at least have my down payment saved before I start??? HELP PLEASE!!
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