That's a big question and it's hard to give an opinion without more info.
Is this temporary or more permanent? Do you think you will be able to resume full payments again soon? When did you purchase your home? Is your home worth less than the loans owed or do you have some equity? What are your long term goals...do you want to stay in this home or not. Will the lender accept partial payments?
As said here previously, a good first step is to contact your lender and discover what options are avaialble to you. Also, depending on your location, there may be local programs to help you through a difficult stretch with cash assistance.
Gather as much information and help as you can, then decide what your best option is.