Credit score 566.

Asked by Corky Lambaria, San Antonio Road, Austin, TX Mon Jan 14, 2013

I have a car repo, bank of america, signature loan, direct tv, and student loan that was consolidated and shows closed and transferred and the current loan is in deferment, everything but the car repo can be taken care of in the next couple of months, i was wondering how long would it take to get my score up. I do have a car that the payments are all current and it also shows my child support as good. can anyone help me with some advise.

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7
Jason Campbe…, Agent, San Antonio, TX
Mon Jan 14, 2013
The quick answer is... I work with one of the best credit clean companies in the country. They are fast and inexpensive.. I have ACTUALLY SEEN them transform a credit report from horrible to more than good enough to get a home. They work on referral only... I can have them call you if you would like.

call me, text me, or e-mail me.

Jason C Campbell
Platinum Top 50 Finalist
Option One Real Estate
210-389-5266
.
http://www.SAHomeExpert.com
1 vote
, ,
Mon Jan 14, 2013
In addition to the information provided in the websites or blog below, I would encourage you to hook up with a good lender who specializes in handling customers with credit issues. For example, some of us lenders have access to programs through the credit agencies that allow us to lower balances, delete items, or change how a tradeline is being reported. This program is called the "What If Simulator" . This program will give us the new credit score with the changes we can or will make. This has been an invaluable tool, and has helped me put scores of home-buyers in their homes. Also, if you 'd like further information, please click on the link below and read these articles. If you follow these tips, I promise you, you can bring your scores up so you will increase your chances of getting qualified for a home loan.

Best of Luck!

http://www.trulia.com/blog/george_raymondo/2012/03/no_credit…

http://www.trulia.com/blog/george_raymondo/2011/03/how_can_i…
Web Reference:  http://www.AFN-Loans.com
0 votes
Sue Baillio, Agent, San Antonio, TX
Mon Jan 14, 2013
Your first step should be to contact a good lender. There are absolute ways for you to begin credit repair on your own - there are also ways that you would damage your efforts by taking the wrong steps. It may take several months to get things in order. Do this now so you will be able to take advantage of the the low interest rates that are on the table now, and for a while (we all hope!).

Sue
0 votes
Adrienne Nug…, Agent, San Antonio, TX
Mon Jan 14, 2013
Dont pay for credit repair. Start with a good mortgage broker. Let him pull your credit and get you on your way to fixing it so you will be able to purchase a new home. Sometimes it takes less time than you think. Visit: http://www.HomeLoansByShannon.com Great guy and he will point you in a positive direction. Let him know I sent you and good luck!
0 votes
Dan Balcar, Agent, San Antonio, TX
Mon Jan 14, 2013
Last I heard, this mortgage company offered a free class on how to fix credit. I would NEVER tell anyone to pay for credit repair.
http://www.dhimortgage.com/
0 votes
, ,
Mon Jan 14, 2013
http://dallasloanguy.com/free-credit-book/

Read this free e-book...... It will help you.
Having good open credit is a must. Just paying off derogatory accounts don't help much.... and can hurt.

Tom Burris
Mortgage Banker
DallasLoanGuy.com
(214) 763-4629 cell/text/nights/weekends(Really!!)
tomburris@dallasloanguy.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
0 votes
Jose Novelo, Agent, San Antonio, TX
Mon Jan 14, 2013
Please check: http//www.640orfree.com/josenovelo You willl find the best way to fix that ptoblem. Get in touch with me to find your next house..
Good Luck
Sincerely,
Jose L. Novelo
0 votes
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