Courthouse Auction

Asked by Hollie, Tracy, CA Tue Oct 6, 2009

Could you tell me where to find the info for Alameda County?

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Hollie, Home Buyer, Tracy, CA
Wed Oct 7, 2009
Thank you all.

I will go there to see. It's hard to find info online.
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Antoine Pirs…, Agent, Oakland, CA
Tue Oct 6, 2009
Pacita already gave you the addfress, and an explanation.
Further to be aware of is that at the court house steps, rarely do lenders let the porperty go for less than outstanding loan amount. YOu can get a better deal by waiting and buy an REO. Also, to reinforce, use an agent who has dealth with short sales and reo property. Since most properties are under water, there is no real reason to buy at the court house steps, (and as she said, no free and clear.)
Talk to a realtor first for advice. It will be worth your time and money ( saved)
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Pacita Dimac…, Agent, Oakland, CA
Tue Oct 6, 2009

If you're thinking of buying a house at an auction --- be prepared to bid against buyers who are paying cash, who increase their bids in increments (cashier's checks), who represent consortia of buyers...

But the most important thing you should know is that properties bought at auction cannot get title insurance --- check with your title/escrow company. So you have absolutely no guarantee that the you will have free and clear title on the property you buy.

It is quite a sight to watch the if you are still interested in how this works, go and watch it while it happens. Then you will either get excited, or decide it's not for you.

You may be better off getting a realtor to pull up all the properties in the area you want, in the price range you can afford. If you are interested in looking only at bank-owned properties, your realtor can get you that list, too. But do work with a realtor who is experienced in how to write offers on bank-owned properties so that your offer stands a chance of getting accepted.

Good luck!
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Pacita Dimac…, Agent, Oakland, CA
Tue Oct 6, 2009
The courthouse is at:

1225 Fallon St
Oakland, CA
They are typically held at 12:30 pm

Right now, it looks like there are 352 Oakland properties that are scheduled for auction. These are a combination of single family homes (condos, townhouses, detached homes), residential income and commercial properties.

Do note that although a property may be scheduled for auction, many of them are postponed or canceled by agreement with the lien holder. Reasons could be that the property is being sold as a short sale and the lenders themselves asked for the postponement, or the property owner was able to get a loan modification, or the property owner was able to bring the accounts current, or the owner may have filed for bankruptcy.

It's best that you go to the county courthouse --- observe the proceedings first to get an idea of how to bid.

The county public records may also have the information available that shows which property will be at auction on a specific day.

Search for a directory to determine where you need to go for specific purposes.

Good luck!
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