Asked by paoli.nadia, Raleigh, NC • Tue Apr 23, 2013
Hi, we're considering having a house built in an established subdivision that has a few lots available. We still need to decide what floor plan we want and other specs, but we know exactly what our budget is (and it is below what we qualify for based on speaking with a lender). Other than deciding on a floor plan and general idea of what we want that we think we can get in our budget, what should be our next steps? Should I talk to a construction lender first or talk to a few builders first? Is it a good idea to buy the land first and then have the house built on it, or buy the land and home together under one construction loan? Or some other arrangement? I've read the book "What Your Contractor Can't Tell You" from cover to cover but I'm still stuck on how exactly to get started. Thanks.
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