I just spoke to one of my favorite lenders in VB, David Martin over at Mortgage Source (490-3912) he says: It depends . . . if your bankruptcy repayment plan was at least 12 months and your trustees will put
something in writing, you may be able to get an FHA mortgage. Conventioanl mortgages still require 2 years out of bankruptcy. I say, give David a call, tell him Wendy "D" sent you and see what he can do for you. Good luck!