Asked by leopard.cara, 97016 • Mon Dec 17, 2012
We have had a steady employment and housing for 4 years. I don't want to just ruin my credit by applying for a loan if its not possible. My husband wants to build himself (he's got experience) but every time I try and ask these start up questions, people just want to push me through the application process and I don't know if that is the smartest plan. I need to know, how long do we have to build it? Would the mortgage include the price of the lot? Do I need to have home plans before I can apply? Are there benefits for energy efficient plans? I am a first time applicant but my husband has owned a home before. Any help would be much appreciated, If there is a lender out there who, upon hearing our plan thinks it might be worth it to apply I would love to hear why. Thank you
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