Congratulations to you on having saved so much money already. Your interest in maintaining a good credit history and in investing in Real Estate are commendable and you are certainly well on you way to making your first purchase.
To address your question, I strongly recommend that you speak to a lender or mortgage broker directly. Speak to several; all will be able to tell you what you would qualiffy for, but each will differ in terms of the specific products they can offer to best suit your needs and interests. Lenders programs vary and some may offer special programs for first time buyers, for individuals with income limits and some even offer products with financial assistance. While your employment term is imited, some lenders give credit for the years spent in college. Even if you are not able to get a loan at this time, look for a lender that will "coach" you and help you plan the steps you need to follow to get the loan you desire ASAP.
Wishing you all the best. Please let me know if you would like the names of some lenders to contact.
Birgit O'Hearn, Realtor