Can you really get a FHA loan with no money down?

Asked by Ann, Liberty Township, OH Fri Jun 19, 2009

I have heard there is a way to get a FHA loan with no money down, is this true? Where can you get said loans with know money down?

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Christina Ca…, Agent, Washington Township, OH
Mon Jun 22, 2009

The short answer is - YES! The long answer is it depends on your financial situation. I strongly recommend you contact a home loan consultant to help you figure out which loan program would be best for you. You can call a home loan consultant and provide information for a preapproval, so they can recommend loans based on your unique situation. The great news is - the preapproval only takes 5 minutes over the phone! For recommendations on home loan consultants along with contact information, visit . And please feel free to contact me at anytime if you have anymore questions.

P.S. For all your real estate needs, please contact us - we would welcome the opportunity to serve you!

Christina Asad Edwards, Realtor
Office 937-573-0082
Cell/Text 937-205-4741
Real Living Realty Services
One of the fastest-growing real estate franchisors in the nation.
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Vicky Chrisn…, Agent, Purcellvile, VA
Sun Jun 21, 2009
There are also bridge loans if you qualify for the tax credit. See Virginia example below and check with your local and state housing agencies.
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Andrea T. Ro…, , Ohio
Sat Jun 20, 2009
No such thing as 0% down but a lot of grant s out their for down payment assistance depending on your income and the county you live in you could receive 10,000 - 15,000. Pease contact me if you would like more info. Thx Andrea
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Carl Ben Wit…, Agent, Upper Montclair, NJ
Sat Jun 20, 2009
Take James Gorden's suggestion. No such thing as a 0 down anymore. A grant is a good deal.
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James Gordon…, Agent, Hamilton, OH
Sat Jun 20, 2009
Ann with the Welcome Home program through the state of Ohio you can get a 2.5% grant for your down payment so you would only need 1%. I have a couple of lenders that I work with are approved for this program. You do have to meet income guidelines and attend a home ownership and budgeting class.

Jim Gordon PBD SRS
Sibcy Cline Realtors®
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tom roberts, Agent, powell, OH
Sat Jun 20, 2009
no but w/3.5% down you can

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