Asked by changing1.06, Grandview, MO • Sun Mar 10, 2013
We're working on paying things off and down, in order to qualify for a home loan. (Which even with that, I'm not sure where to start.) We don't have a lot in our actual savings account. However, we have enough for a sizable down payment through a 401K. We're first time home buyers, so we wouldn't even need all that much. We're not even looking for an expensive house (around the 80K range) but both mine and my husband's credit isn't stellar. Is it reasonable to hope that we could qualify for a loan? (Our scores should go up after we pay some stuff off.)
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