Can you purchase a sink hole insurance rider after you have had a homeowners policy without it?

Asked by linmarnap, Florida Sat Nov 3, 2012

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Kaitlin Gert…, , Gainesville, FL
Fri Nov 9, 2012
Great Question!
It depends on the insurance company as to whether sinkhole coverage can be added back to your policy or not. Many companies require a sinkhole inspection to be done to determine if they will permit the coverage to be added back. Policies do however cover catastrophic (“cat”) ground collapse, which you can learn more about the difference between these two coverages by reading our blog “Florida sinkholes cause concern among homeowners.”
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