The modular home is on my in laws property in Chico, CA. The home is paid for. We were curious if we could possibly move the home to land that we would like to purchase in Placerville, CA. We would like to use the home as collateral to possibly secure a loan to purchase land and the cost of moving the home. I think the fact that the property the home is on, is not ours, we have an issue? Also, are banks reluctant to approve loans with a modular home as collateral?