Asked by Sarah, Berkshire County, MA • Sun Mar 22, 2009
My husband and I found a HUD home for sale in our neighborhood with an asking price of $56,000. We makearound $26,000 a year right now, as I just obtained my MA and I am getting my teaching certification. We have applied for a MassAdvantage loan, but he has little credit history, and my score is 550 because I have a lot of college loans.
Do we have any chance getting this mortgage? Or should we be seeking a co-signer/borrower?
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