Asked by flsun72, Muskego, WI • Fri Dec 28, 2012
We had BK that discharged 6/2009. The BK included 2 foreclosures (husband was builder) if non-primary residences that last foreclosed (sold) 4/2010. The 3 year fha waiting period will be 4/2013. We currently have 50K for downpayment, 700 credit score and make over 100k/year. My question is can we go to a lender and get preapproved for a loan prior to 4/2013 (like 3/2013) to take to realtors to make offers and then not have the loan close until after the 3 year date, or will lenders not even prqualify us for an fha loan before 4/2013?
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