Actually, the buyer can purchase the home as a nonowner occupied and have you on the loan as 'title only'. That way the lender does not need to use your credit. The lender will not be able to utilize your income, however.
The bank will require the person thats buying the home to use their credit... why would you want someone else on your mortgage? Try will your credit and talk with the bank about options that can help you buy the home in your name...
No Roselia you cannot do that when purchasing a home. Feel free to call me at 209-675-6104 or email me at email@example.com for further information on how I can help you here in Los Banos to purchase a home!!
Not normally, no. Generally the mortgage company is going to want the name of the person borrowing the money to be on the title to the house. It's really the only way they can hold that person responsible if the mortgage does not get paid.