Hi, from a lender point of view here are some items you may find helpful:
For a standard conventional loan here are the acceptable Visa Classifications are: Eâ€1, Gâ€2, Gâ€3, Gâ€4, Hâ€1B, Lâ€1A, Lâ€1B and
NAFTA TN for your standard Fannie/Freddie loan.
If you need a portfolio loan because you do not fit into the above Visa classifications then there are 2 Loan to Value Tiers for Foreign Nationals:
1) 65% LTV if borrower has US Credit & Income is derived in US
2) 55% LTV if borrower has NO US Credit & Income is derived Overseas
Deal will still be treated as Full Doc. If income & assets are derived overseas, then we can provide a US Approved Translation company to Translate Language and Convert currency into US Dollars
Every country has some form of Tax Returns or Pay Stubs or methods to verify income.
I am a direct lender with an A+ rating on the Better Business Bureau and come highly recommended. If I can be of any assistance just let me know.
All the best,
VP of Retail Sales
Toll free: 800-359-1996 x551
Alt email: fritz@post.Harvard.edu
NMLS ID: 387922
Visit my webpage: http://www.totalmortgage.com/bankers/fritz-walter/
Company Website: http://www.totalmortgage.com
Total Mortgage Services, LLC - NMLS #2764
Licensed in: CT, FL, MD, NJ, NC, SC, TX, VA