Can I still get a mortgage with just 2 part-time jobs?

Asked by Tweety, Matthews, NC Wed Feb 8, 2012

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Steve Thorne, Mortgage Broker Or Lender, Cary, NC
Wed Sep 25, 2013
In North Carolina, you can get a mortgage with a good work history and solid income from 2 part time jobs. You might also be interested in adding a non-occupying co-borrower to the loan, especially if you are still in school.
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Petr, Home Seller, Matthews, NC
Sat Oct 27, 2012
Yes you can, but you will need to talk to your mortgage broker (bank) as some will qualify you pending on how much you make, and some will require a full time job. Your credit score will be a major decision pointer as well. Good luck
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Christine Mc…, Agent, Valparaiso, IN
Wed Feb 8, 2012
Hi Tweety,

You need to talk to a mortgage broker, someone who works with multiple banks. They will be able to negotiate the best deal for you. The length of employment (how many years), amount of hours, your credit, these are all things the lender will look at.
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Robin Silver…, Mortgage Broker Or Lender, Garden City, NY
Wed Feb 8, 2012
If you income works, and you have been working at each job for over 2 years, you can use that income to qualify. If you are paid hourly, you will have to show that you have consistently worked the same number of hours. If you started to pile on hours more recently so that you can qualify, that is not going to work. They will average the income you have earned over the past 2 years.
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