Asked by Jennifer, North Little Rock, AR • Mon Jan 19, 2009
I am 25 y/o with a steady job. My credit was poor in the past, but I recently went down my credit report and paid everyone I owed the full balance, except a Medical Bill (which I am making monthly payments on). I am not sure what my score is now, but I am tired of spending over $6500 per year in a rental. My income is around $22,000 a year and my fiance makes about $26,000 a year. He has had credit problems in the past as well and we are taking necessary steps to correct them. Am I just dreaming too big or could I get financed for a home? We do not have any money saved up for a down payment, as of yet and we will carry out our lease (which is up for renewal in July). We have been renting from the same landlord for 3 years and never late on Rent. Could someone help???
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