Asked by Inquisitive One, California • Tue Aug 19, 2008
I plan to move within 10 miles around Burlington, MA within a few months from West coast for work. I'm weighing renting vs buying but not sure if I would qualify. I plan on living there at least 5 years. My income is $90k plus 15% annual bonus; looking to buy around $200k worth of a home. I can put down $15k. I currently own a condo in CA which I will rent for a monthly net cash flow loss of $800 (includes PITI & HOA). Debt: $125/mo for student loan ($21,500 balance remaining); $120/mo (cc balance $8,000 fixed at 2.99% APR until paid off); no car loans (both paid off). FICO score is 749.
Given my financial situation what are my chances of getting decent financing to purchase a primary residence being that I'm not a first time buyer?
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