Can I dump my agent? I need help with etiquette.

Asked by blaze, 60626 Tue Apr 8, 2008

I called a leasing agent to show me two properties, and later asked if she could put me in touch with a lender. I met with the lender and found a home *on my own* that I would like to buy. I would like to keep the lending officer but dump the agent. (I do not believe I signed any sort of contract with her.) I don't know the etiquette - I don't feel like I owe the agent an explanation since she hasn't done much for me, but I wouldn't want to make a major faux pas by dissing the agent AND working with her lender. What would the Miss Manners of the Realty World do?

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Laura Grace, Agent, Pittsboro, NC
Tue Apr 8, 2008
I may not be Miss Manners, (although I work for Realty World!) , but I vote for honesty is the best policy. Did she do a poor job, or did you just happen to stumble upon something on your own? Why not give her a call and let her know that you found something that you want to purchase and thank her for her time. She will find out from the lender anyway... Most professionals will wish you well.

In addition; you should check and make sure you did not sign anything with her, if so ask to terminate any binding agreement. By law you should have signed a "working with agents", brochure, that does not bind you to her, but if you signed an agency agreement it could end up with you owing her a commission without the benefit of her help.

And are you planning on having a Realtor assist you? The new offer to purchase and contract is pretty difficult for one to wing on their own. Rules about financing, lose of earnest money, penalty for closing late, seller negotiation of repairs have all changed.
If this is not the right Realtor, perhaps you may want someone else to look after your interests.
I wish you luck.
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Larry Story, Agent, Greensboro, NC
Tue Apr 8, 2008
Are you sure you want to know about etiquette or savings? If you did not sign a contract with the agent the legally you are not bound to have her as a part of any deal in NC ( where all transactions must be in writing to be enforceable). As far as the faux pas I am sure the lender will continue to work with you. If you truely found the home on your own then you are within your rights. If the agent gave you information on the home or told you about it before you went to see it then the water gets muddy as far as "etiquette". Of course this is one reason why some buyers agents will not take potential clients out to show homes without an agreement though. So if what you say is true then you are within your rights to proceed as you stated.

Larry Story
1 vote
., , Westlake Village, CA
Tue Apr 8, 2008
I believe that you can work with the lender and not work with the agent, if as you said, you did not sign a contract with the agent. If she in not attentive to your needs than I would just quietly move on. I would let the lender know so that he doesn't try and include her in your deal. If the lender doesn't know your not happy he may keep her in the loop as a courtesy to the realtor.

There is nothing wrong with not using a realtor when they are not making your their top priority.

Good luck in your purchase!
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