Can I contact the person who appraised the house I am buying to find out the outcome, or are there any legal issues with doing so?

Asked by Homebuyer342, 34236 Sat Feb 13, 2010

I am in a contract to buy a house, as long as the appraised value is at least the same as the accepted offer amount. The appraiser has already been to the house, so I was wondering if I would be permitted to call the appraiser. My buyer's broker mentioned that he can't speak with the appraiser, but I would like to know if there is any legal issue with me calling.

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Bill Eckler, Agent, Venice, FL
Sat Feb 13, 2010

As the buyer regardless of if you ordered the appraisal or the appraisal was ordered by the lender of a "distressed property" the cost of the appraisal will likely come back to you at closing. Under these circumstances, you should be able to request and access the appraisal results.

Best wishes with your purchase

The Eckler Team
1 vote
Sandra Appig…, , Sarasota, FL
Sat Feb 13, 2010
That would depend on whether or not you ordered the appraisal in your name, or if a lender ordered an appraisal in their name to facilitate a mortgage. Please check with your loan officer. Regardless, the lender will provide a copy of the appraisal as part of your closing.
Your question was not clear as to whether or not a lender was involved (if they weren't then you most probably would have ordered an appraisal in your name). Also, I wasn't sure if you are the buyer since you referred to "my buyer's broker"?

Sandra Appignani Waterman
Coldwell Banker Residential Real Estate
100 N. Tamiami Trail
Sarasota, Fl 34236
1 vote
Francesca Pa…, Agent, Manasquan, NJ
Sat Oct 9, 2010

It appears that you are the seller. To the best of my knowledge, the buyer would have to grant permission for you to obtain a copy. If you are the buyer, it is likely that you paid for the appraisal and I would hope that you are given a copy.

Francesca Patrizio, ePro, SRES
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0 votes
Brian McGree…, Agent, Sarasota, FL
Sat Oct 9, 2010
Not giving legal advice, but there is a common misbelief that contacting the appraiser is illegal. The law is against influencing the appraisal not speaking with the appraiser. Nothing illegal in speaking to theappraiser, just don't influence him. Either you or your agent can contact him. The question will be whether or not he will speak to you, in detail, about the appraisal. If you paid for the appraisal, you are entitled to a copy as it is your appraisal. Additionally, if you paid for it, chances are good that the appraiser will spend a bit of time speaking with you about it. It all depends on the appraiser as they are not obligated to do so.

Normally, there is a clause in the purchase contract requiring that the property "appraise". Sometimes this clause is for financing purposes, but it can be in your contract whether or not you are financing.. Check your contract.

If the property did not appraise, your agent should be reviewing the appraisal for errors. Actually, better yet, at the time of the appraisal, as an agent, I would have provided documentation to the appraser of comparable properties, I used to help you determine value for use in the negotiation. The appraiser will normally review this information during his appraisal. It can be very helpful to the appraiser.

Lastly, understand that as long as the appraisal comes in at a higher value than the contract price, the appraisal did it's job in qualifying the property for the sal price. Appraisers do not typically appraise a property for much higher than contract price. Appraisals that are much higher involve risk for the appraiser.

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0 votes
Diane Fuchs, Agent, Venice, FL
Sat Feb 13, 2010
If you or your lender ordered the appraisal and you are paying for it, then yes. It's your appraisal. Your agent should be able to get a copy of the entire appraisal for you. If' it's a short sale and the seller's bank ordered the appraisal, they are usually not willing to share their information. Hope it works out for you, it's important not to over pay in this market. Your are wise to have it appraised.

Diane Fuchs, CRS, GRI, ABR, e-PRO
Broker Associate
Michael Saunders & Company

"Invest in your tomorrow, buy real estate today"
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