Asked by Nina, Waterbury, CT • Tue Oct 15, 2013
My boyfriend and I starting to look for a house to buy in CT. He has low yearly income (under 20K) and good credit 720 /-. I have crappy credit, 580-615, but make 52K a year. I've paid off all of my debts and have been working to build my credit up for this purpose for the past year. We're looking to get a mortgage for under 100K, but back in March, we couldn't get pre-approval due to my debts (which have since been paid off) and his lack of credit history (even though his score is high). Is there any way to use his credit score with my income to buy a house (FHA or Homepath)?
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