As a Realtor, I can also help you find traditional lease options, but I would strongly advise you to get help from a bona-fide, honest and free credit counselor.
Mrs. Patricia Baxter, MA, MPA
Realtor with Nextage Achieve Realty
Manager Charles Stuart Homes
513 891 9300 (office)
513 225 0045 (cell)
It's a matter of risk. However, it is possible to find a lender to look at your total picture - income, debt ratios, credit scores, etc. - and qualify you. But, I echo Jeanne's comments as they are very insightful.
Regardless of what you do, good luck!
Good luck - work with the best agent and mortgage pro you can find - look for professionalism, responsiveness --- and honesty.
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