You have 2 options for the most part. If the condo you have in mind is FHA approved, then you can get on with as little as 3.5% down payment. If it is not an FHA approved condo, you're pretty much left with a conventional loan. I'm this case you may be able to go as little as 5% down payment.
You next move should be to meet face-to-face with a loan officer and see what your options are. There are several things the loan officer needs to look into in order to determine if you qualify, and if you, what your options are.
Senior Loan Officer
Sterling National Bank