Typically, you will send a copy of a check for 1% earnest money along
with your offer. You will write the terms as "cash". Once your offer is
accepted, you will deliver the check within 48 hrs. That money will be
held in escrow until closing at the title office. To the closing, you will
take the rest of the money in the form of a wire, ask your bank/ title representative about wire instructions.
You will also need funds to pay for recording, closing fee, etc at the time of closing. Your title company
will get a HUD 1 to you, hopefully several days prior to closing so you can arrange the wire and okay
I hope you plan on using an agent to watch over your interests.
Best of Luck,