Remember, your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. Making the transition from renter to first time owner can be as stressful as it is exciting and it's natural to feel a bit unsure or intimidated by the whole process of buying a home. As an experienced first time buyerâ€™s agent, it's my job to guide you, from beginning to end. I will take the time to go through each and every step of the buying process. From finding the right property to negotiations and moving in, I'll be right by your side to make sure everything runs smoothly.
In addition, I have a strong market share in Bloomfield and having grown up in that area I know the town and area very well.
With all that being said, your mortgage payment should include your real estate taxes and homeowner's insurance. Buying your first home usually entails paying the homeowner's insurance policy for the first year in full before you can close on the house. The inspection should run approximately $450-$500 sometimes it also depends on the size of the home. Some buyers wrap their closing costs into the life of the loan. Your loan officer will be able to breakdown the closing cost fees.
I have helped many families buy their first home and I would love to work with you too. Please contact me so we can talk and you can decide if you would like to work with me.
Gina Chirico, Sales Associate
Prudential New Jersey Properties
973-228-1000 ext 132