Making the decision to buy a home is always exciting, obviously a bit overwhelming, but now it sounds like now is a good time to move forward, with the pay increase for your wife and still really terrific deals in the housing market, including interest rate that are at all time low.
I specialize in working with First Time Buyers as yourself and have some information on my website I can share with you:
For First Time Buyers: http://www.searchseattle.net/first-time-buyers.php
Helpful Home Buying Tips: http://www.searchseattle.net/buying-tips.php
I always take about 30 minutes and sit down with my first time buyers and run through the general process of buying so they have a good understanding as we move forward. Letting them know all the steps that are ahead of them. I periodically teach classes for the WA State Housing Finance Commission to First Time Buyers and this is a great program that allows first time buyers in our state to buy with no money down -- I can recommend a great lender who can share with you a couple zero down programs that might work for you, his name is Chuck Chrobak with Sterling Savings Bank -- http://www.chuckchrobak.com/
He can prequalify you or simply answer questions for you with absolutely no obligation.
Here is a page on my website to tell you more about how to buy with no money down:
Townhomes and condos are a great low maintainence option, but keep in mind there can often be monthly homeowners dues. Don't rule out single family homes because you think you can't afford them, you might be surprised about what is out there. If Everett is where you think you want to start your search, here is a link to search homes there: http://www.searchseattle.net/everett.php
Finally, keep in mind there is no cost to have an agent represent you, so be sure to connect with someone early..... you are always welcome to give me a ring! I live and work right here in South Snohomish County and have for the last 14 years. http://www.searchseattle.net/stacey-lange.php
Best of luck to you!!
Lastly, one thing you may no realize is there is no cost to work with an agent