Buy a house with itin number.

Asked by Luis Gonzalez, 46214 Tue Sep 10, 2013

I want to buy a house, but I don't have a SSN. Can I use an ITIN number to apply for a loan? And if so, where do I have to apply for the loan?

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Juanjo8330, Home Buyer, Indianapolis, IN
Wed Sep 30, 2015
i live in greenville sc can i buy a house in here with the ITIN number.. thank you
0 votes
rosacorena, Agent, Sacramento, CA
Tue Sep 16, 2014
Yes you can,3834 if you are in the Sacramento Area please contact me or
0 votes
Jessicagonza…, Home Buyer, Arlington, TX
Tue Aug 19, 2014
Someone in Tarrant Forth worth
0 votes
Michael Mcco…, , Indianapolis, IN
Mon Mar 3, 2014
i am currently working with a couple 1 has a itin number my mortgage broker has gotten approval on this issue they look at more than the itin number they look a time on job and other factors at least you are doing things right with a itin we all thank you for that good luck glad companies are seeing this as a positive thing
mike mc cormick
carpenter realtors
240 6420 office
495 0452 cell
if you have other questions call me anytime
0 votes
Todd Mathis, Agent, Greenwood, IN
Fri Sep 13, 2013
Hi Luis and Aavery, Wish you were giving good advise here but your not, BMO Harris Bank is making loans to people with itin numbers, If you need information on who to use within that company, give me a call. I know the right person.
0 votes
Todd - My BMO Harris loan officer went to another bank. Do you have a good one who I can refer my ITIN buyers to? Thanks! Charlene Gaard NO LIMIT Real Estate, LLC
Flag Sun Oct 12, 2014
Avery Garrett, Agent, Carmel, IN
Wed Sep 11, 2013
Hi Luis,

You can buy a house with an ITIN number. However, no mortgage companies or banks are currently making loans to people with only an ITIN. Your only options are:

1) A cash purchase, where you pay for the home with savings
2) Have a friend or family apply for the loan for you
3) Purchase a home on contract, like rent-to-own

I have some contacts with people who sell homes on contract. Give me a call if you would like more information.

Thank you.

Avery Garrett, Realtor
Coldwell Banker Kaiser
0 votes
Scott Orich, Agent, San Jose, CA
Tue Sep 10, 2013

Yes you can get a loan with just an ITIN. Please call me at 317-513-6488 or email at and I can further explain. Thanks

Scott Orich
RE/MAX Ability Plus
0 votes
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