Asked by Yossi, South Bend, IN • Sun Apr 15, 2012
I am looking for a home in the 70k range. Annual gross income is $42k, my monthly debt between CC and auto loan is around $650. Three clean reports, FICOs in the 730-740's. I dont have much in terms of a down payment/closing costs, maybe $3-4k. What is the best way to approach this? Should I go to a local credit union? get in touch with a mortgage broker?
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