Hi Jaime. Both Noe Valley and Bernal Heights are excellent places to raise a family, but when you say "starter home" I have to give it to Bernal Heights based on price point alone. The average sales price in Bernal Heights is currently $821,894 compared to a much higher average of $1,367,052 in Noe Valley. They are both very family oriented neighborhoods with their own parks, libraries, schools, and commercial strips with cafes, restaurants, stores, etc. I would spend a bit of time in both neighborhoods if I were you; take walks and get to know the neighborhoods. I think how you feel in any spot is most important.