Been working on my credit. My mid is 543 and high is 570. I own my own business. Is there anyone that can help me get a loan?

Asked by Cynthiasuleiman, Okeechobee, FL Sun Aug 19, 2012

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Stephen McRo…, Mortgage Broker Or Lender, Tampa, FL
Mon Aug 20, 2012
As a first time buyer, one of the biggest single EFFORTLESS saving that any Buyer/Consumer can obtain is what's called Buyer's Agent Credit (i.e. REALTOR REBATES).

This saving is offered thru professional realtors who do not prey upon the uneducated buyer/consumer and understand the importance of a long term relationship with Buyers and the referrals this can create for them.

In effort to educate my clients and make sure they are completely aware of just how popular this Buyer’s Agent Credit savings offer has become in Florida, please read the below:

Google Search: FLORIDA REALTOR REBATES to see 3,850,000 results (0.32 seconds) pop up.

The Florida Real Estate Commission(FREC) Rule 61J2-10.028 (2) provides that---- a licensee may share brokerage compensation with a party to a transaction as long as full disclosure is given to all interested parties.

US Dept. of Justice Consumer Alert: Consumers Can Save Thousands of Dollars in Commissions…


Examples of the Buyer’s Agent Credit I have pre-arranged for my clients
200k = $3,000 Buyer's Agent Credit to buyer
300k = $5,000
400k = $8,000
500k = $10,000
1m = $20,000

Steve McRory
Pro Option Mortgage/ Florida
Ph: 888 662 4404
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Annette Law…, Agent, Palm Harbor, FL
Mon Aug 20, 2012
There are many legitimate lenders to work with. Much depends on your situation and assets.
You may find it beneficial to contact lenders who have a history of investing in the community through small business loans and home mortgages and do not prey upon the resources of others.
Credit Unions, you will find, have EXTREMELY low closing costs and almost non-existent origination fees.
Another great resource is to contact a lender graded "A" or "B" indicating a sustained history of community investing. Bank of America, Citi, Chase and Wells Fargo, you will see are "F" rated for obvious reasons. Simpy enter your city or zip on the following site:

Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group, Palm Harbor FL
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Stephen McRo…, Mortgage Broker Or Lender, Tampa, FL
Mon Aug 20, 2012
If you are buying a property over 100k and have a Min, of 30% down contact me.
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