Asked by Merideth Wilkins, Atlanta, GA • Mon Apr 20, 2009
I found the home of my dreams - 3 acres, open sunny backyard with lots of room for veggie garden, plenty of space inside, and in a safe area of town. The house has been on the market for 2 years, and is now a bank owned foreclosure.
I saw the inside of the house this morning and learned that all of the toilets had been removed, as well as the light fixtures. The carpet was taken out of one of the rooms for unknown reasons, and other carpets probably need cleaning. Also, since the house has been sitting unused so long, there is a small patch (maybe 2 square feet) of what looks like black mold inside the water heater closet. No sign of leakage or other drainage problems were seen.
So - I have my heart set on this house.. I've been approved by the underwriter for the full value, but I am on a "880 FHA 30 year fixed" loan. I submitted an initial offer below asking price, just to start dialog. How can I make this happen?
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