Asked by Giselle_romero87, Medford, NY • Wed Feb 13, 2013
I was told they would not need bank statements during pre-approval but would eventually need them when i apply for the loan...I am a little concerned with this currents month statement due to a lot of activity ( a lot of spending and paying bills some that are not even mine).. My question is if i start the process now and do not close for another 2-3 months, would i be able to use the most recent 2 months or will i be required to provide all bank statements since the pre approval status.
fyi- the accounts that show up are bills i have paid on behalf of my mom who does not have a checking account and is re-establishing credit.. I would rather leave this out because i would rather not have to deal with the explanations.
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