@Linden, Based upon your previous answers (before my comment) I already knew you "earn your keep" as a buyers agent. No rebuttal was needed. However, to my comment, I am sure you do not consider yourself to be an "average" buyers agent. I just looked on line and there are just under 350K licensed agents in the State of CA. The odds of finding a "bad" agent is far higher than finding a "good" agent. Just examine the relatively small percentage of agents who on Trulia trying to educate and inform buyers (Yes, I know we all have ulterior motives to make connections and earn the business; however, many agents and affiliates spend a great deal of time, heart and soul trying to ensure the consumer is informed and protected. As you have in your comments on this thread).
Perhaps I should have been more direct in my comment. So, direct, and to the point: A good buyer's agent is worth their weight in gold and probably twice their commission (as the same is true of a good listing agent). A bad buyer's agent (or listing agent) is much like the oft retold lawyer joke: "What do you call 5000 lawyers at the bottom of the sea?" ....."A good start".
I mean no disrespect to ethical and professional agents; I just don't think all agents are of the calibre your comments have represented. And, BTW, I certainly do not think all mortgage consultant's are of a calibre to be respected. I, however, take no offense to criticism of the mortgage industry because: 1). By and large, it is deserved and 2). I know my worth and what I bring to the table for both consumers and agents.
Clone yourself or move to CA....you represent the type of professional I enjoy working with.