Yes, there is a lender who offer up to 100% financing with no PMI and it is not a VA or FHA loan. There is credit score requirement for 100% financing and a little lower score to get 97% financing. I work closely with a loan officer who's company offers this program. As an agent, networking with loan officers and researching loan programs is a MUST! I sat down with him and he told me about the many programs his company offers including this one up to 100% financing with no PMI. Start networking with loan officers and research loan programs. Do you work with a particular loan officer or with any loan officers?